Owner Advisor Affiliate, Referral, and Sponsored Relationship Disclosure

This Affiliate, Referral, and Sponsored Relationship Disclosure explains how Haven Meridian, Inc. ("Haven," "we," "us," or "our") may earn compensation through affiliate links, referral relationships, sponsorships, partner programs, creator relationships, free or discounted product access, revenue share, commissions, and similar arrangements connected to owner-advisor.com ("OwnerAdvisor").

1. Why This Disclosure Exists

Haven may publish educational content, Business Guides, videos, emails, social posts, recommendations, comparisons, product mentions, partner pages, or other materials that discuss third-party products, services, professionals, platforms, software, tools, creators, partners, or communities.

In some cases, Haven may have a financial, referral, affiliate, sponsored, creator, partner, or other material relationship with a third party we mention. This disclosure is intended to help users understand those relationships.

2. Material Relationships

Some pages, emails, videos, guides, downloads, social posts, product recommendations, partner pages, or other content may include links or references to third-party products, services, professionals, platforms, software, or tools.

In some cases, Haven may receive compensation if you click a link, sign up, purchase, subscribe, schedule, or otherwise take an action with a third party. Compensation may include affiliate commissions, referral fees, sponsorship payments, advertising payments, credits, discounts, revenue share, free access, discounted access, or other benefits.

A material relationship may also include a relationship with a creator, partner, referral source, affiliate, professional, consultant, software company, or business community that receives compensation, free access, discounted access, rewards, or other benefits for discussing, promoting, recommending, referring, or linking to Haven or OwnerAdvisor.

3. Affiliate Links and Referral Links

OwnerAdvisor may use affiliate or referral links. If you use one of those links, we may receive compensation at no additional cost to you, unless the offer terms state otherwise.

Affiliate or referral compensation helps support our content, tools, and services. However, compensation should not determine our recommendations.

If a link, recommendation, post, video, email, or page includes a material relationship, we will seek to disclose that relationship in a clear, understandable way near the relevant content, link, recommendation, or offer.

4. Partner and Creator Relationships

Haven may work with referral partners, creators, affiliates, professional service providers, software providers, business communities, or other organizations.

A relationship with a third party does not mean:

• the third party controls Haven’s content;
• Haven guarantees the third party’s products or services;
• the third party endorses Haven unless expressly stated;
• Haven is responsible for the third party’s performance, terms, pricing, privacy practices, refund practices, support, claims, or results.

5. Recommendation Standards

Haven’s goal is to recommend or discuss products, services, or partners based on usefulness, relevance, and fit for small business owners.

We should not intentionally recommend a product, service, partner, or platform solely because it pays a commission. When compensation exists, we still aim to preserve trust, practical usefulness, and owner benefit.

You should independently evaluate whether any third-party product, service, or professional fits your business, budget, facts, jurisdiction, and needs.

6. Disclosure Placement and Clarity

Haven will seek to make material-relationship disclosures clear, understandable, and reasonably hard to miss.

Where practical, disclosures should appear close to the relevant link, recommendation, endorsement, post, video, or offer. A disclosure should not be hidden only in a footer, profile page, “About” page, or at the end of a long post when the relationship is connected to a specific recommendation or endorsement.

For videos, shorts, livestreams, or audio content, disclosure should appear in the video/audio itself where appropriate and not only in the description. For visual posts, disclosure should be visible in the post or caption. For social media, email, or short-form content, simple language such as “affiliate link,” “sponsored,” “paid partnership,” “we may earn a commission,” or similar plain wording may be used where accurate.

We should avoid vague or confusing shorthand that ordinary users may not understand.

7. Creator, Affiliate, and Partner Responsibilities

Creators, affiliates, partners, and referral sources who promote Haven or OwnerAdvisor are responsible for complying with applicable advertising, endorsement, privacy, and consumer-protection laws.

They should disclose material relationships clearly and close to their recommendation or endorsement. They should not make claims they cannot support, claim to have used a product they have not used, hide compensation, or represent Haven products as guaranteed to produce specific business outcomes.

Haven may provide approved talking points, prohibited-claims lists, disclosure guidance, or affiliate terms, but creators, affiliates, and partners remain responsible for their own content and compliance.

8. No Guaranteed Results or Professional Advice

Affiliate, partner, creator, or referral content should not claim or imply that OwnerAdvisor guarantees business improvement, revenue growth, profit growth, cost savings, compliance, legal/tax accuracy, hiring success, customer acquisition, or any other result.

Affiliate, partner, creator, or referral content should not represent OwnerAdvisor as legal, tax, accounting, investment, insurance, lending, medical, mental-health, therapy, counseling, family, marriage, employment-law, regulatory, or other licensed professional advice.

9. Third-Party Responsibility

Third-party websites, tools, software, professionals, and platforms are governed by their own terms, privacy policies, refund policies, pricing, and support practices.

Haven is not responsible for third-party products or services, even if we link to them, discuss them, or receive compensation from them.

10. Contact

Questions about affiliate, referral, partner, creator, or sponsored relationships may be sent to:

Haven Meridian, Inc.

4900 Copper Creek Trail

Kannapolis, North Carolina 28081

partners@owner-advisor.com

https://owner-advisor.com

10. Testimonials and Endorsements

If OwnerAdvisor publishes testimonials, reviews, case studies, owner stories, creator quotes, partner quotes, or endorsements, we will seek to disclose any material relationship where required by law. Material relationships may include free access, discounted access, compensation, referral payments, affiliate commissions, business relationships, family or personal relationships, or any other benefit provided to the person whose experience is described.

Testimonials, reviews, and endorsements reflect individual experiences and do not guarantee that other users will have the same experience or achieve the same business result.